FUNERAL SHIELD

The only certainty in life is death.  Losing a loved one is hard on those left behind.  Don’t leave them with the financial strain of your funeral expenses.  With Funeral Shield you will have peace of mind that you and your family will get the funeral you deserve should the unexpected happen.

WHO IS COVERED?

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POLICY OPTIONS:

  • Funeral Shield (Single)
  • - N$30,000.00 Cover

 

  • Funeral Shield (Family)
  • - Policyholder and Spouse – N$30,000.00 Cover
  • - Up to 5 children – N$15,000.00 per child
  • -1 x Extended Family member – N$15,000.00 Cover
  • -Parents – N$15,000.00 per parent
  • -Parent-in-law – N$15,000.00 per parent-in-law

 

  • Funeral Shield (Family Extra)
  • - Policyholder and Spouse – N$30,000.00
  • - Up to 5 Children – N$30,000.00 per child

All funeral policies are available with an HIV/AIDS inclusive or exclusive option.

All policies enjoy double the cover in case of accidental death.

WHAT IS THE DIFFERENCE BETWEEN A DEPENDANT AND A BENEFICIARY?

DEPENDENT:  A dependent can be added to your family policy and will also enjoy funeral cover according to the terms and conditions of the policy.

BENEFICIARY:  A beneficiary is the person nominated on the application form who will receive the monetary proceeds of the policy in case of the death of the policyholder.

WHAT BENEFITS DO I RECEIVE?

Payment of the insured amount of the funeral benefit to a nominated beneficiary or your estate to assist with the expenses related to your funeral.

HOW DO I CLAIM?

A claim form, together with a death certificate and relevant medical documentation, has to be submitted within 90 days of the death of the insured member to the nearest Trustco Life office.

ONCE I HAVE CLAIMED, WHAT HAPPENS NEXT?

The claim will be assessed and if approved, the funeral benefit will be paid to the nominated beneficiary or the estate.