DREAD DISEASE

WHAT AM I INSURED AGAINST?

In the event that you or one of your family members are diagnosed with a dread disease, an amount of up to N$150,000 will be paid out. The following are classified as dread disease in terms of the policy:

• Cancer
• Heart Attack
• Stroke
• Paraplegia
• Kidney failure
• Organ transplant
• Blindness
• Motor Neuron Disease

HOW DO I CLAIM?

A claim form together with relevant medical documentation must be submitted within 60 days of diagnosis of the insured to the nearest Trustco office.

WHAT HAPPENS NEXT?

Your claim will be assessed and, if necessary, further medical information will be obtained.  Once approved, the benefit will be paid out to you.

HOSPITAL COVER

What am I insured against?

In the event that you or a family member is hospitalised for a period of seven (7) days or longer, you will receive a cash benefit.  You or your spouse must be under the age of 55 when you apply for this benefit.

What benefits do I receive?

In the event of hospitalisation, as described above, you will receive a payout of the cash benefit.  If you or your spouse/partner are hospitalised, you will receive N$1,250 per day and in the event that one of your dependent children are hospitalised you will receive N$750 per day.

How do I claim?

Submit a claim to your nearest Trustco office together with all relevant information within 60 days.  Claim forms can also be submitted via e-mail to legal@legalshield.na

What happens next?

Your claim will be assessed and, if necessary, further information/documentation will be obtained.  Once approved, the benefit will be paid out to you

LOSS OF INCOME DUE TO ILLNESS

WHAT AM I INSURED AGAINST?

This benefit covers you and your spouse or partner against loss of salary/income due to illness.  The maximum cover is N$40,000 per month for a period of 12 months. You or your spouse must be under the age of 55 when you apply for this benefit.

HOW DO I CLAIM?

Submit a claim to your nearest Trustco office together with all relevant information within 60 days.  Claim forms can also be submitted via e-mail to legal@legalshield.na.

What happens next?

Your claim will be assessed and, if necessary, further information/documentation will be obtained.  Once approved, the benefit will be paid out to you on a monthly basis.